Depending on your age there are a number of ways new drivers can save on their first car insurance, all drivers can choose to buy a low insurance group car and increase their voluntary excess to the maximum.

Young drivers face the biggest insurance costs but there are discounts available if they take a 'Passplus' exam or earn 'no claims bonus' as a named driver on their parents insurance policy, available from certain insurer like DirectLine.

Older drivers over 50 usually get the best deals from specialist insurers like Saga but couples sharing one car can just add a named driver to the existing policy or if you have a car each then a multi car policy could be best for you.