Car insurance companies and the Police advise on handing over your keys to a car highjacker rather than standing up to the thieves as most insurers are sympathetic and will not impose any restrictions on the claim.

If you are concerned about carjacking it might be worth considering a policy from ABC insurance to cover any extra expenses as less than 1 in 10 car insurance policies cover road rage or carjacking.

The current law covers all three levels of carjacking offenses under the Theft Act 1968 depending on the degree of violence used. The least serious is TWOC, Taking Without Owner's Consent and goes up to violent carjacking classified as an aggravated form of theft and robbery.

Drivers should not be over concerned with car jacking which originated from South Africa in the 70s and is more prominent in America but if you do own an expensive car and live in London, Manchester or any other large city it would be very wise to fit a Thatcham approved GPS tracking system.