Online discount UK motor insurance

Buy online and you will usually get cheaper UK motor insurance, this online discount is on offer to all drivers so it's a great way to save money with very little effort.

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Buying motor insurance online is quick and simple. The first stage is to get a quote, but don't stop at one as you are not committed to buying at that point. It only takes minutes to complete an online proposal form so dedicate at least an hour to visiting as many insurance websites as you can. If you saved £100 for just one hours work that's a good return, think of it as being paid £100 per hour. Even if you do not find cheaper insurance, at least you will satisfy your curiosity and know that you have found a good bargain.

Most online insurers will allow you to spread the cost of motor insurance over a whole year with a monthly payment plan by direct debit.

Typically an online discount will be 10% or more and the pressure free method of obtaining motor insurance quotes online makes this a great way to save on insurance.

Unlike an introductory discount which are often only available to drivers over 23 and/or have a full licence for at least 12 months, an online discount is open to all.

The 3 categories of motor insurance are

• Third Party Only, covers the policyholder against damage to a third party's property or to the third party themselves, a Third Party Only policy will pay for the repair to that other car, and will pay for any medical claims or injuries suffered by the occupant(s) of that other car and any passengers in your car other than you. A Third Party Only policy will not pay for the costs of repairing your own vehicle nor will it pay anything toward your medical expenses and if your vehicle is stolen or sets on fire, a Third Party Only policy will not make any payment toward the theft or repair of the car.
• Third Party Fire & Theft, exactly the same as the Third Party Only policy, but will also pay out in the event that your car is stolen or sets on fire.
• Fully Comprehensive, will pay-out for third party damages and injuries, will pay-out in the event of your car being stolen or set on fire, and will also pay for any damage to your own car (regardless of whose fault the accident was).