Neighbourhood watch UK home insurance

Many UK home insurance application forms ask about neigbourhood watch schemes so it's worth thinking about setting one up for your own benefit and others in the neighbourhood. Neighbourhood Watch is a partnership where people come together to make their communities safer. It involves the Police, Community Safety departments of local authorities, other voluntary organisations and, above all, individuals and families who want to make their neighbourhoods better places to live.

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House or home insurance is split into house contents insurance and house buildings insurance

• House contents insurance, Covers the cost of replacing possessions lost or damaged due to unforeseen events (as detailed in the insurance policy)
• House buildings insurance, Pays the cost of repairing or rebuilding your home if it is damaged by unforeseen events (as detailed in the insurance policy)

Neighbourhood Watch is the largest community safety organisation in the country with an estimated 10 million members. Neighbourhood Watch works by developing close liaison between households in a neighbourhood and the local police. It aims to help people protect themselves and their properties and to reduce the fear of crime by means of improved home security, greater vigilance, accurate reporting of suspicious incidents to the police and by fostering a community spirit.

Neighbourhood Watch schemes and associations across the country are always coming up with new ideas and initiatives to extend the effectiveness of this valuable community safety organisation. You can search the database of good practice from the neighbourhood watch website.

If you would like to be part of a Neighbourhood Watch scheme in your area, contact the Crime Prevention Co-ordinator at your nearest police station, who will give you further information or will put you in contact with the Neighbourhood Watch Co-ordinator of the established scheme.

If there is no scheme in existence the crime prevention officer will be able to advise you and assist you how to establish a scheme. Obviously, as the title suggests, Neighbourhood Watch relies on participation of the neighbours who live in area, whether this is a close, a road or a block flats.