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Student car insurance

The best place to find cheap student car insurance will be to use an intermediary or broker to compare a range of insurers and policies, the companies below offer online can offer instant online quotes for student drivers;

A typical broker may search 20 to 30 insurers which could be around 300 to 450 policies, so by checking a few online brokerages you stand the best chance of finding one of the cheapest student car insurance available.

Another good way to get cheap student car insurance is to earn a no claims bonus form parents as a named driver over a period of years, as far as we know Direct Line car insurance are the only insurer providing this scheme but others may follow in the future.

If you are on a low budget, student car insurance can seem very expensive so consider Third party only or Third party fire and theft if your car has very little cash value and you can afford to write off the value in the case of a costly repair. For newer cars with a higher cash value you should always buy fully comprehensive student car insurance.

For students who are about to buy a car you should check the insurance group first, a low insurance group car will mean cheaper student car insurance. Other ways to reduce the cost of student car insurance are to cut out on all the extras and go for a simple policy such as Easymoney car insurance. Finally you can think about increasing the excess on your student car insurance, this normally decreases your premium.

 

Compare insurance prices

The disadvantage of price comparison websites is that the cheapest on the list will usually have the least amount of cover so it is very difficult to compare like for like.

An insurance broker compares 100s of similar polices and gives you the cheapest for the level of cover you requested

Direct only insurance deals

Cashback, online discounts, multi-car, home/motor discount and other special deals may not show up on comparison sites so it's always worth going direct to the insurer, some companies like DirectLine do not advertise on price comparison websites.

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