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Student car insurance
The best place to
find cheap student car insurance will be to use an intermediary or broker
to compare a range of insurers and policies, the companies below offer
online can offer instant online quotes for student drivers;
A typical broker
may search 20 to 30 insurers which could be around 300 to 450 policies,
so by checking a few online brokerages you stand the best chance of finding
one of the cheapest student car insurance available.
Another good way
to get cheap student car insurance is to earn a no claims bonus form parents
as a named driver over a period of years, as far as we know Direct
Line car insurance are the only insurer providing this scheme but
others may follow in the future.
If you are on a low
budget, student car insurance can seem very expensive so consider Third
party only or Third party fire and theft if your car has very little cash
value and you can afford to write off the value in the case of a costly
repair. For newer cars with a higher cash value you should always buy
fully comprehensive student car insurance.
For students who
are about to buy a car you should check the insurance group first, a low
insurance group car will mean cheaper student car insurance. Other ways
to reduce the cost of student car insurance are to cut out on all the
extras and go for a simple policy such as Easymoney
car insurance. Finally you can think about increasing the excess on
your student car insurance, this normally decreases your premium.
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Compare insurance prices
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The disadvantage
of price comparison websites is that the cheapest on the list will
usually have the least amount of cover so it is very difficult to compare
like for like.
An insurance broker
compares 100s of similar polices and gives you the cheapest for the level
of cover you requested
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Direct only insurance deals
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Cashback, online
discounts, multi-car, home/motor discount and other special deals may
not show up on comparison sites so it's always worth going direct to the
insurer, some companies like DirectLine do not advertise on price comparison
websites.
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