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| UK insurance > car > Classic | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Classic car insuranceCollector's car insurance can cover three categories; veteran cars manufactured before 1903, vintage cars manufactured after 1903 and classics cars at least fifteen years old. To add to the confusion, the definition of a 'classic' can vary depending on the insurer. Many of the larger motor insurance companies do not offer special classic car insurance at all and only provide the same type of insurance cover as they do to those who drive modern vehicles. For the best deal in classic car insurance, get quotes from specialist insurers, their specific insurance schemes are tailored to fit your requirements and their rates are usually better, try RAC or Motorquote Direct. Special rates for classic car insurance are sometimes available for enthusiast club members. Classic car insurance is cheaper than a modern car policy, but it is important to note that this assumes a very limited mileage and the garaging of the vehicle in ideal circumstances. The condition and scarcity of classic cars varies dramatically. The time to agree a valuation with your insurer is before buying classic car insuranceand not after a claim arises. The main difference between normal car insurance and classic car insurance is the "agreed valuation". An agreed valuation is the value guaranteed by the insurer should the vehicle be stolen or damaged beyond repair which is a very infrequent occurrence. Make sure to check that your valuation is 'guaranteed', as it has been known that insurers have refused to pay the full amount, despite the owner believing that they were fully covered. |
Insurance Buying Tips... LOW to MEDIUM risk - driver or car try going direct to an INSURER...
MEDIUM to HIGH risk - driver or car try INTERMEDIARIES... Special cars - try SPECIALIST INTERMEDIARIES... If you have have more time you can get more quotes from out list of car insurance companies... |
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