Cheap car insurance

For cheap car insurance consider a simple policy without any extras that you feel are unnecessary, take a look at Easymoney car insurance for simple low cost cover.

Brokers or intermediaries can find cheap car insurance from a panel of insurers for you. Using a broker is a must if your car is not in a cheap insurance group or you are a high risk driver, try;

• Budget
• PostOffice

Shopping around for cheap car insurance will take time but spending an hour online is worth it if you end up saving £100 or more. Price comparison sites can be useful but they do not check car insurance from manufacturers and you may find it cheaper to get a quote directly from the insurers website, try;

• DirectLine
• Churchill

An approved security system will reduce car insurance primiums, newer UK spec cars will have factory fitted Thatcham cat2 insurance approved immobilisers but they can be upgraded to Thatcham cat1 alarm and immobiliser from £250+. Older cars and imported cars need to have an aftermarket system from a specialist.

Another tip for cheap car insurance is to raise the voluntary excess. The excess is the first part of a claim that is paid by you. You can get your money back if the claim is deemed 'non-fault' by your insurer. By increasing the amount you will pay in voluntary excess, you can lower your premiums.

Leaving your car parked in a driveway or garage is deemed to be safer than leaving it on the roadside and this can lead to cheaper car insurance.

For the cheapes car insurance consider Third party insurance which covers any claim by third parties but does not cover damage to your car. This budget car insurance is only suitable for very old cars that have very little value left.

When shopping for cheap car insurance, quotes can be higher if the owner of a vehicle is not the same person as the registered keeper. For example, if you drive a company car or if you own the car but your children drive it.

Compare insurance prices

Direct only insurance deals