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Cheap car insurance

For cheap car insurance consider a simple policy without any extras that you feel are unnecessary, take a look at Easymoney car insurance for simple low cost cover.

Brokers or intermediaries can find cheap car insurance from a panel of insurers for you. Using a broker is a must if your car is not in a cheap insurance group or you are a high risk driver, try;

Some intermediaries...
AA Budget
Its4me
more insurers...

Shopping around for cheap car insurance will take time but spending an hour online is worth it if you end up saving £100 or more. Price comparison sites can be useful but they do not check car insurance from manufacturers and you may find it cheaper to get a quote directly from the insurers website, try;

Some insurers...
Churchill DirectLine
Esure Prudential
more insurers...

An approved security system will reduce car insurance primiums, newer UK spec cars will have factory fitted Thatcham cat2 insurance approved immobilisers but they can be upgraded to Thatcham cat1 alarm and immobiliser from £250+. Older cars and imported cars need to have an aftermarket system from a specialist.

Another tip for cheap car insurance is to raise the voluntary excess. The excess is the first part of a claim that is paid by you. You can get your money back if the claim is deemed 'non-fault' by your insurer. By increasing the amount you will pay in voluntary excess, you can lower your premiums.

Leaving your car parked in a driveway or garage is deemed to be safer than leaving it on the roadside and this can lead to cheaper car insurance.

For the cheapes car insurance consider Third party insurance which covers any claim by third parties but does not cover damage to your car. This budget car insurance is only suitable for very old cars that have very little value left.

When shopping for cheap car insurance, quotes can be higher if the owner of a vehicle is not the same person as the registered keeper. For example, if you drive a company car or if you own the car but your children drive it.


Insurance Buying Tips...

LOW to MEDIUM risk - driver or car try going direct to an INSURER...

  • Churchill quote
  • Cornhill quote
  • DirectLine quote
  • EasyMoney quote
  • Esure quote
  • Privilege quote
  • Prudential quote

MEDIUM to HIGH risk - driver or car try INTERMEDIARIES...

  • theAA quote
  • Budget quote
  • Its4me quote
  • PostOffice quote

Special cars - try SPECIALIST INTERMEDIARIES...

If you have have more time you can get more quotes from out list of car insurance companies...

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Car Insurance
Young driver car insurance
Woman car insurance
Student car insurance
Over 50 car insurance
Performance car insurance
Classic car insurance
GAP car insurance
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Let a broker compare car insurance prices
budgetinsurance.com
its4me.co.uk
postoffice.co.uk
theaa.com
motorquotedirect.co.uk
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Insurance offers
Prices checked every week so you could save now? - car, van and motorcycle insurance available . churchill.com
Young driver and multi-car discount - Parents can add their children as named drivers so they can earn no claims bonus, and there's an extra discount for a second car. directline.com
Promise to beat your quote - if you have 4 years no claims discount and on a like for like basis. privilege.com
Guaranteed courtesy car provided - whilst repairs are being carried out by an approved garage.. prucarinsurance.co.uk
Woman driver insurance - No claim discount that rises to a huge 75%, Up to £300 for handbags and contents . sheilaswheels.com
Massive 75% no claims discount - get 70% immediately if you currently have 5 years NCD or more and an extra 1% per year for the next 5 claim-free years. esure.com
Extra 10% off car and van insurance - get a further 10% discount when buying insurance online. cornhilldirect.co.uk

Check if your car has insurance approved Thatcham alarm or immobiliser

Category 1 Alarm & Immobiliser - Some higher end spec cars have a category 1 alarm and immobiliser fitted as standard.

Category 2 Immobiliser - Many new cars have a category 2 immobiliser.

Category 2 to1 Alarm Upgrade - If your car has a category 2 imobiliser it can be upgraded to a cat 1 alarm and immobiliser.

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Aftermarket Thatcham approved alarms and immobilisers
Autowatch Laserline
Clifford Meta
Cobra Microscan
Designtronic Portman
Falcon Scorpion
Gemel Sigma
Gemini Toad
Hawk Viper
Kosran  

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